Want to learn how to find more affordable Acura MDX insurance in San Diego? Have you had enough of sacrificing to make your auto insurance payment? You’re in the same situation as the majority of other vehicle owners in California.
Astonishing but true, a large majority of auto insurance policyholders in California have bought auto insurance from the same company for four years or more, and just short of a majority have never quoted auto insurance rates at all. Most drivers in America could save up to $859 a year just by shopping around, but they assume it’s a waste of time to compare rate quotes.
Companies like Progressive, State Farm and GEICO all claim big savings, bombarding you with TV and radio ads and it is challenging if not impossible to sift through the bull and do the work needed to find the best deal.
If you have a current insurance policy, you will be able to get lower rates using these tips. Locating the best rates in San Diego is really quite easy. But California drivers do need to learn how companies price online insurance because it can help you find the best coverage.
Shop Acura MDX insurance online
When shopping for Acura MDX insurance in San Diego there are multiple ways of comparing rate quotes from all the different companies. The easiest way to find competitive Acura MDX insurance rates involves getting comparison quotes online.
Getting free rates online is quite simple, and it replaces the need to drive to each insurance agency near you. Buying insurance online makes this process obsolete unless you require the professional abilities of an agent trained in personal lines coverage. Although you can price shop online but buy from a local insurance agent. When price shopping your coverage, comparing more prices increases your odds of finding lower pricing. Some regional insurers cannot provide online rate quotes, so it’s recommended that you also compare price estimates from them, too.
The companies shown below have been selected to offer price quotes in California. If several companies are displayed, we recommend you visit as many as you can to get the most competitive price.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| MDX 4WD | $242 | $332 | $456 | $26 | $136 | $1,192 | $99 |
| MDX with Tech Package 4WD | $294 | $524 | $596 | $36 | $178 | $1,628 | $136 |
| MDX with Tech/Entertainment 4WD | $260 | $490 | $534 | $32 | $160 | $1,476 | $123 |
| MDX Advance 4WD | $388 | $672 | $596 | $36 | $178 | $1,870 | $156 |
| MDX Advance/Entertainment 4WD | $476 | $834 | $596 | $36 | $178 | $2,120 | $177 |
| Get Your Own Custom Quote Go | |||||||
Prices above based on single female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and California minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, claim-free, and multi-policy. Premium costs do not factor in the specific area where the vehicle is garaged which can alter premiums greatly.
Annual premiums comparing men and women
The illustration below shows the difference between Acura MDX insurance rates for male and female drivers. The rate quotes are based on no claims, a clean driving record, comp and collision included, $100 deductibles, drivers are not married, and no other discounts are factored in.
Independent or exclusive auto insurance agents
Many drivers would prefer to talk to an insurance agent and that can be a great decision One of the benefits of comparing rates online is that drivers can save money and get cheap rate quotes and still buy from a local agent. Buying insurance from small agencies is important particularly in San Diego.
Upon completion of this quick form, your coverage information is sent to local insurance agents in San Diego that can give you free San Diego car insurance quotes for your coverage. You never need to do any legwork as quotes are delivered instantly to you. It’s the lowest rates and an insurance agent to talk to. If you have a need to compare rates from a specific company, you would need to find their quoting web page and fill out their quote form.
When finding local San Diego agents, it’s helpful to know the types of insurance agents and how they differ in how they can insure your vehicles. San Diego agents can be described as either exclusive agents or independent agents.
Independent Insurance Agents
Agents that choose to be independent are normally appointed by many insurers and that is an advantage because they can write policies with multiple insurance companies and find the cheapest rate. If you are not satisfied with one company, your policy is moved internally and you don’t have to find a new agent. When comparing rate quotes, we recommend you contact a couple of independent agencies so that you can do a thorough price comparison.
Below is a small list of independent insurance agencies in San Diego that can give you comparison quotes.
AG Insurance Agency
11440 W Bernardo Ct #161 – San Diego, CA 92127 – (858) 431-9880 – View Map
Stanley Wong Insurance
4619 Convoy St # C – San Diego, CA 92111 – (858) 569-0383 – View Map
Einhorn Insurance
3940 Hancock St – San Diego, CA 92110 – (858) 336-4644 – View Map
Exclusive Agents
Agents in the exclusive channel can only provide one company’s prices and examples are Farmers Insurance, State Farm, Allstate, and AAA. They usually cannot provide rate quotes from other companies so they have to upsell other benefits. Exclusive insurance agents are well schooled on the products they sell which helps overcome the inability to quote other rates.
Listed below is a short list of exclusive agencies in San Diego willing to provide comparison quotes.
Albert Quiroga – State Farm Insurance Agent
8240 Mira Mesa Blvd G – San Diego, CA 92126 – (858) 695-8000 – View Map
Allstate Insurance: Patrick Wang
8650 Genesee Ave Ste 108 – San Diego, CA 92122 – (858) 623-3344 – View Map
Theresa Nguyen-Muth – State Farm Insurance Agent
6650 Flanders Dr F – San Diego, CA 92121 – (858) 450-6000 – View Map
Choosing an insurance agency is decision based upon more than just a cheap price quote. Here are some questions to ask:
- Are they actively involved in the community?
- Is the coverage adequate for your vehicle?
- Can they help ensure a fair claim settlement?
- How experienced are they in personal risk management?
- How would your car be valued if totalled?
After getting positive feedback to any questions you may have and locked in a price quote, you’ve probably found an auto insurance agent that can be relied on to properly insure your vehicles. It’s important to know that you are able to cancel your coverage at any point so never assume you are locked into a policy for a certain time period.